The Honeymoon’s Over . . . We’ve Only Just Begun

Just married, or will you soon be Newlyweds? The planning, the ordering, the confirming appointments, so many things to do getting ready for the big event. Once that day comes and goes, it’s time to start planning for the rest of your life together.

 It’s time to get back to business, and start building you and your spouse’s financial future.  Usually the next step is buying your first home, or you may already have a home and need something bigger to combine households. You may have some gift money, or a tax return, what a great way to invest in your family’s future.

 These funds could be used for the small down payment you may need for an FHA loan to buy that home. There are some USDA loan programs still available that are 100% financing in specific rural or lower populated areas.  Of course if your spouse or you are a Veteran you can use your VA loan benefits.

For the tax year 2009, the government is giving an $8000 credit to help with the purchase of your first home. All the mortgage interest you pay on your home loan can be written off on your taxes every year if you itemize on your tax return.

There is no better time for Buyers than right now, prices are low, interest rates are low, the write offs are beneficial, and the government is helping you to reach the goal of homeownership. Let’s talk about how we can help you achieve the American dream… after all “Home is where the Heart is”. I would love to be walking you home!